Consumer Financial Protection

Consumer lending, credit reporting, debt collection, and CFPB rules.

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July 2026

Legislation

Bill introduced · Jul 22

To amend the Fair Credit Reporting Act to prohibit certain adverse information related to late or missed payments during a Government shutdown by a furloughed or unpaid Government employee from being included in consumer reports, and for other purposes.

Press releases

Press release · Federal Trade Commission · Jul 21FTC

Student Loan Forgiveness Scammer Permanently Banned from Debt Relief Industry and Telemarketing

Rulemaking

Comment period closed · Farm Service Agency · Jul 21FSAClosed

Agency Information Collection Activities; Proposals, Submissions, and Approvals: Online Loan Application

Comment period closed · Department of Housing and Urban Development · Jul 21HUDClosed

FR-7109-N-09 60-Day Notice of Proposed Information Collection: Public Housing Mortgage Program and Section 30

Comment period closing · Farm Service Agency · Jul 20FSAClosed

Agency Information Collection Activities; Proposals, Submissions, and Approvals: Online Loan Application

Comment period closing · Department of Housing and Urban Development · Jul 20HUDClosed

FR-7109-N-09 60-Day Notice of Proposed Information Collection: Public Housing Mortgage Program and Section 30

Comment period closing · Farm Service Agency · Jul 14FSAClosed

Agency Information Collection Activities; Proposals, Submissions, and Approvals: Online Loan Application

Comment period closing · Department of Housing and Urban Development · Jul 14HUDClosed

FR-7109-N-09 60-Day Notice of Proposed Information Collection: Public Housing Mortgage Program and Section 30

Comment period closed · Department of Education · Jul 14EDClosed

Agency Information Collection Activities; Comment Request; Borrower Defense to Loan Repayment Universal Forms

Press releases

Press release · Federal Deposit Insurance Corporation · Jul 13FDIC

Press Release: Agencies Issue Guidance on Lending to Individuals Not Legally Authorized to Work in the United States

Rulemaking

Comment period closing · Department of Education · Jul 13EDClosed

Agency Information Collection Activities; Comment Request; Borrower Defense to Loan Repayment Universal Forms

Comment period closed · Commodity Futures Trading Commission · Jul 10CFTCClosed

Request for Information: Identifying Regulations to Facilitate Innovation and Competition to Financial Products and Services for Fintech Firms

Comment period closed · National Credit Union Administration · Jul 10NCUAClosed

Preemption—Federal Credit Union Non-Interest Charges and Fees

Comment period closing · Commodity Futures Trading Commission · Jul 9CFTCClosed

Request for Information: Identifying Regulations to Facilitate Innovation and Competition to Financial Products and Services for Fintech Firms

Comment period closing · National Credit Union Administration · Jul 9NCUAClosed

Preemption—Federal Credit Union Non-Interest Charges and Fees

Press releases

Press release · Securities and Exchange Commission · Jul 7SEC

SEC Forms New Retail Fraud Working Group

Rulemaking

Comment period closing · Department of Education · Jul 7EDClosed

Agency Information Collection Activities; Comment Request; Borrower Defense to Loan Repayment Universal Forms

Comment period closed · Department of Education · Jul 7EDClosed

Agency Information Collection Activities; Comment Request; Loan Rehabilitation: Reasonable and Affordable Payments

Comment period closing · Department of Education · Jul 6EDClosed

Agency Information Collection Activities; Comment Request; Loan Rehabilitation: Reasonable and Affordable Payments

Comment period closing · Commodity Futures Trading Commission · Jul 3CFTCClosed

Request for Information: Identifying Regulations to Facilitate Innovation and Competition to Financial Products and Services for Fintech Firms

Upcoming deadlines

Request for Information: Promoting Access to Mortgage Credit

CFPB · Comment closes · Aug 11

Agency Information Collection Activities; Proposals, Submissions, and Approvals: Direct Single Family Housing Loans and Grants

RHS · Comment closes · Aug 11

Agency Information Collection Activities; Proposed Collection; Comment Request; Extension

FTC · Comment closes · Aug 13

Agency Information Collection Activities; Comment Request; William D. Ford Federal Direct Loan Program, Federal Direct PLUS Loan Request for Supplemental Information

ED · Comment closes · Aug 25

Agency Information Collection Activities; Comment Request; Federal Family Educational Loan Program (FFEL)-Administrative Requirements for States, Not-For-Profit Lenders, and Eligible Lenders Trustees

ED · Comment closes · Aug 26

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