Archived documents
Documents past their public comment period for Banking Regulation.
National Bank Non-Interest Charges and Fees
179 comments
Net support +30% across analyzed comments
Top issues in comments
- Preemption of state interchange laws
- Federal preemption of state laws
- Impact of state interchange laws
Order Preempting the Illinois Interchange Fee Prohibition Act
158 comments
Net support +38% across analyzed comments
Top issues in comments
- Preemption of state interchange laws
- Federal preemption of state laws
- Impact on small businesses
Regulatory Capital: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
142 comments
Net support +58% across analyzed comments
Top issues in comments
- Bank capital requirements
- Cost of credit and lending
- Housing affordability and credit access
Regulatory Capital: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations
112 comments · 1 awaiting analysis
Net support +23% across analyzed comments
Top issues in comments
- Capital requirements for large banks
- Bank system safety concerns
- Mortgage servicing risk weights
Preemption—Federal Credit Union Non-Interest Charges and Fees
86 comments
Net support +85% across analyzed comments
Top issues in comments
- Federal preemption
- Interchange fees on taxes and gratuities
Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the NCUA
32 comments
Net support +75% across analyzed comments
Top issues in comments
- Reserve diversification standards
- Relationship classification
- Interoperability standards
Request for Information: Enhancing and Streamlining Data Collection from Credit Unions
27 comments
Net support +100% across analyzed comments
Top issues in comments
- Call report data fields
- Data collection methodology
- Small credit union reporting burden
Anti-Money Laundering and Countering the Financing of Terrorism Programs
21 comments
Net support +100% across analyzed comments
Top issues in comments
- Ai agent identity verification
- Clarity on effectiveness standards
- Regulatory consistency and materiality
Bank Conversions and Mergers: Merger of Insured Credit Unions into Banks
19 comments
Net support +5% across analyzed comments
Top issues in comments
- Member notification and engagement
- Consumer protection
- Credit union acquisitions of community banks
Anti-Money Laundering and Countering the Financing of Terrorism Programs
15 comments
Net support +93% across analyzed comments
Top issues in comments
- Clarity on effectiveness standards
Thresholds Increase for the Major Assets Prohibition of the Depository Institution Management Interlocks Act
9 comments
Net support +100% across analyzed comments
Top issues in comments
- Major assets threshold increase
Notice 2026-32
3 comments
Net support +33% across analyzed comments
Top issues in comments
- Nonbank trustee fiduciary standards