Proposed Merger of True Sky Federal Credit Union located in Oklahoma City, OK with and into Randolph-Brooks Federal Credit Union located in Live Oak, TX.

The commenter, a private individual, expresses concern regarding the declining availability of shared branches for members living outside of Oklahoma City. They request that the merging entities ensure sufficient shared branch access for members in other locations.

The commenter opposes the merger because they are concerned about the administrative burden of changing routing and account numbers for direct deposits and automatic withdrawals. They also express concern about the loss of financial benefits to an Oklahoma institution in favor of a Texas-based one.