Proposed Merger of Lincoln County Credit Union located in Libby, MT with and into Park Side Credit Union located in Whitefish, MT.

The commenter expresses concern that the proposed merger includes language regarding a special member dividend that could be perceived as a bribe or a form of financial coercion. They argue that the promise of a dividend contingent on the merger's approval undermines the integrity of a free and fair voting process.

A long-time credit union member opposes the proposed merger with Parkside CU, arguing that it will lead to reduced service, higher fees, and significant operational risks. The commenter believes the current service is sufficient and that the merger's promised benefits are a "bribe" that ignores the costs of employee turnover and technological integration.