Federal Reserve Board's annual bank stress test confirms that large banks are well positioned to weather a severe recession and able to continue to lend to households and businesses

2026 Federal Reserve Stress Test Results (PDF)

2026 Large Bank Capital Requirements (PDF)

Note: On July 2, 2026, the following sentence was updated to remove the word loan, “Despite absorbing more than $708 billion in total loan losses under this year's hypothetical scenario, capital declined only 1.6 percentage points in aggregate, staying above minimum capital requirements.”