The Housing Policy Council
The Housing Policy CouncilSupportTrade association
Summary: The Housing Policy Council, a trade association of mortgage lenders and insurers, supports the proposed rules for improving the capital treatment of mortgage-related assets. They argue the rules better align capital requirements with risk, specifically praising the LTV-based risk weight approach and the elimination of capital deductions for mortgage servicing assets.
Please find attached The Housing Policy Council's comment to Regulatory Capital: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations [Docket ID OCC–2026–0265] RIN 1557–AF52.