CSBS
CSBSSupportAdvocacy
Summary: The Conference of State Bank Supervisors (CSBS), representing state banking regulators, supports the proposed rules aimed at enhancing risk sensitivity, consistency, and transparency in the regulatory capital framework. They argue for specific refinements, including expanding the Community Bank Leverage Ratio (CBLR) framework, adopting proposed mortgage capital treatments, and ensuring a level playing field for smaller banks and trust companies.
Please see the attached comment letter from the Conference of State Bank Supervisors (CSBS) on the proposed rule issued by the OCC titled "Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations" (Docket ID OCC-2026-0265).