Independent Community Bankers of America
Independent Community Bankers of AmericaSupportAdvocacy
Summary: The Independent Community Bankers of America (ICBA) supports the proposed mortgage-related revisions but argues that further reforms are necessary to ensure parity between community banks and large institutions. They advocate for specific risk-weight reductions for community bank assets, the preservation of the Collins Amendment floor, and a more thorough analysis of the systemic risks posed by the proposed changes for large banks.
A comment letter from the Independent Community Bankers of America in response to the NPR titled "Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations" (Docket ID OCC-2026-0265, RIN 1557-AF52) is attached.