Housing Policy Council
The Housing Policy CouncilSupportTrade association
Summary: The Housing Policy Council, a trade association of mortgage lenders and insurers, supports the proposed rules for aligning capital requirements with the risk of mortgage exposures. They argue the rules will improve risk sensitivity, promote a level playing field, and unlock lending capacity, while also suggesting specific refinements to risk weights for mortgage servicing assets and private mortgage insurance.
Please find attached The Housing Policy Council's comment to Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets [Docket ID OCC–2026–0034] RIN 1557–AF4.