Comment from T. , Jones

I am writing in support of this merger. This merger is long overdue given the limited capabilities and resources this credit union is able to provide its members. It baffles me that in this day and age, there are credit unions who don't offer checkings, credit cards, debit cards, online banking, and so many other services. I don't know anything about this PAHO/WHO Credit Union, but I trust the Board has vetted them to ensure they are good people. I do like that they are already tied into the MedStar hospital system. I hope they offer good loan deals in the future. I am concerned about the amount of money the Board is paying out to both of the employees as that is a big amount of money. I understand that there are no retirement packages, but this seems excessive for a manager and a CEO to receive so much money. I don't know where else the money would have gone except to maybe provide the advanced services that this other credit union is providing. I am in favor of this merger as well because I am hoping that additional locations can open in the Baltimore area in the future, including hopefully at the Hospitals in Baltimore. This would be great if the new credit union would be willing to open these new offices.