Comment Submitted by Lisa Sharrard
AnonymousSupportBusiness
Summary: Lisa Sharrard, an insurance agent at Choice Flood Insurance LLC, supports the proposed information collection but recommends a specific modification. She suggests requiring the recording of C2b data for all diagrams where a building has more than one floor to ensure rating accuracy in cases where the incorrect diagram number is selected.
I am an insurance agent who reviews thousands of elevation certificates. The instructions omit the recording of C2b for slab on grade (Diagram 1A and 1B) structures. This recordation of this data for Diagram 1A and 1B is important, particularly, if the wrong Diagram number was selected. The current instructions read "Item C2.b. For Building Diagrams 2A through 9 in any flood zone, including Zones B, C, X, and D, enter the elevation measured at the top of the next higher floor (excluding the attached garage) indicated by the selected Building Diagram (Item A7). For buildings requiring more than two floors or levels to be surveyed, such as those with multiple floors or multi-level enclosures, enter the additional surveyed elevations and floor descriptions in the Section D Comments, and clarify which floors are entered as Item C2.a and C2.b."
I recommend, that all Diagrams should be required to provide C2b, if the building has more than one floor. This provides for rating accuracy, where the wrong diagram number was selected.
Respectfully,
Lisa Sharrard, ANFI, CFM
Choice Flood Insurance LLC
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