Comment Submitted by Arizona Floodplain Management Association

Summary: The Arizona Floodplain Management Association (AFMA) opposes the proposed reforms to the NFIP and disaster assistance funding, arguing that they shift an unsustainable fiscal burden onto state, local, and tribal governments. They contend that the proposals will lead to unaffordable insurance for homeowners, reduced mitigation funding for impoverished communities, and a lack of resources to manage flood risks effectively.